Terms & Conditions

Please read these Terms and Conditions ("Terms") carefully before using the applications and services ("Services") operated by Tilth Apps ("we," "our," or "us"). These Terms apply to all visitors, users, and others who access or use the Services.

By downloading, installing, or using our applications (including GrowPlan, CharterPath CFA, Menu Grade, and ProductPath) or accessing our website at tilthapps.com, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access or use the Services.

1. Acceptance of Terms

By accessing or using our Services, you confirm that you are at least 13 years of age (or 16 in the European Economic Area) and that you have the legal capacity to enter into these Terms. If you are using the Services on behalf of an organisation, you represent and warrant that you have the authority to bind that organisation to these Terms.

2. Description of Services

Tilth Apps provides mobile applications and related web services designed to help users with various planning and organisational tasks. Our current applications include:

• GrowPlan: A garden planning and tracking application that helps users plan growing seasons, track plantings, and manage their gardens.
• CharterPath CFA: An exam preparation application for the CFA Level 1 and Level 2 exams, offering practice questions, AI-powered explanations, flashcards, mock exams, and study progress tracking.
• Menu Grade: A food and nutrition application that uses camera-based recognition to provide nutritional information about meals.
• ProductPath: A product management learning application offering interactive lessons, simulations, and a structured curriculum to help users develop product management skills.

We may add, modify, or discontinue features or applications at our discretion, with reasonable notice where practicable.

3. User Accounts

3.1 Account Creation

Some features of our Services may require you to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorised use of your account. We are not liable for any loss arising from unauthorised use of your account.

3.3 Account Termination

You may delete your account at any time through the app settings or by contacting us. We reserve the right to suspend or terminate accounts that violate these Terms.

4. User Content

4.1 Ownership

You retain all rights to the content you create, upload, or store through our Services ("User Content"), including but not limited to garden plans, notes, photos, and other data. We do not claim ownership of your User Content.

4.2 License

By using our Services, you grant us a limited, non-exclusive, non-transferable licence to process, store, and display your User Content solely for the purpose of providing and improving the Services. This licence terminates when you delete your content or your account.

4.3 Responsibility

You are solely responsible for your User Content. You represent and warrant that you have all rights necessary to grant the licence above and that your User Content does not infringe upon the rights of any third party.

5. Acceptable Use

You agree not to use the Services to:

• Violate any applicable local, state, national, or international law or regulation
• Infringe upon the rights of others, including intellectual property rights
• Upload or transmit viruses, malware, or other malicious code
• Attempt to gain unauthorised access to our systems or other users' accounts
• Interfere with or disrupt the integrity or performance of the Services
• Engage in any automated use of the system, including using scripts to send messages or scrape content
• Collect or harvest any personally identifiable information from other users
• Use the Services for any commercial purpose not expressly permitted by us

6. Subscriptions and Payments

6.1 In-App Purchases

Some features of our Services may be available through paid subscriptions or one-time purchases ("In-App Purchases"). All In-App Purchases are processed through the Apple App Store or other applicable platform and are subject to that platform's terms of service and payment policies.

6.2 Subscription Terms

If you purchase a subscription:

• Payment will be charged to your Apple ID account (or applicable platform account) at confirmation of purchase
• Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period
• Your account will be charged for renewal within 24 hours prior to the end of the current period at the subscription rate
• You can manage and cancel subscriptions through your device's account settings
• Any unused portion of a free trial period, if offered, will be forfeited when you purchase a subscription

6.3 Refunds

Refunds for In-App Purchases are handled by the Apple App Store (or applicable platform) in accordance with their refund policies. Please contact the platform directly for refund requests.

7. Intellectual Property

7.1 Our Property

The Services, including all content, features, functionality, design, text, graphics, logos, icons, and software, are owned by Tilth Apps and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any of our proprietary content without our express written consent.

7.2 Trademarks

"Tilth Apps," "GrowPlan," "CharterPath," "Menu Grade," "ProductPath," and associated logos and designs are trademarks of Tilth Apps. You may not use our trademarks without our prior written permission.

7.3 Feedback

If you provide feedback, suggestions, or ideas about our Services, you grant us the right to use such feedback without restriction or compensation to you.

8. Third-Party Services and Content

Our Services may contain links to or integrate with third-party websites, services, or content that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party services. Use of third-party services is at your own risk and subject to their respective terms.

9. Disclaimers

9.1 "As Is" Basis

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

9.2 No Guarantees

We do not guarantee that:

• The Services will function uninterrupted, securely, or be available at any particular time or location
• Any errors or defects will be corrected
• The results of using the Services will be accurate or reliable
• The quality of any information obtained through the Services will meet your expectations

9.3 Gardening Disclaimer

Information provided through our gardening applications (including GrowPlan) is for general informational purposes only. We do not guarantee the success of any gardening plans or recommendations. Growing conditions vary significantly by location, climate, soil conditions, and other factors. Always use your own judgement and consult local gardening resources for specific advice.

9.4 Nutritional Information Disclaimer

Nutritional information provided through Menu Grade is estimated using image recognition and is intended as a general guide only. It should not be relied upon for medical, dietary, or clinical purposes. We do not guarantee the accuracy of any nutritional estimates. If you have specific dietary requirements, allergies, or health conditions, always consult a qualified healthcare professional or registered dietitian.

9.5 Exam Preparation Disclaimer

CharterPath CFA is an independent study tool and is not affiliated with, endorsed by, or associated with the CFA Institute. "CFA" and "Chartered Financial Analyst" are registered trademarks owned by the CFA Institute. Content provided through CharterPath is for educational purposes only and does not guarantee exam success. AI-generated explanations are provided as study aids and may not always be perfectly accurate — always verify against official CFA curriculum materials.

9.6 Product Management Education Disclaimer

ProductPath is an educational tool designed to teach product management concepts through interactive lessons and simulations. Content is for learning purposes only and does not guarantee career outcomes, job placement, or professional certification. Simulated scenarios are illustrative and may not reflect the specific practices of any particular organisation.

9.7 Allergen Disclaimer

Menu Grade may identify potential allergens in menu items based on AI-powered analysis of menu text and images. These identifications are estimates only and do not account for how a restaurant prepares, handles, or processes its food. Cross-contamination, shared cooking equipment, and unlisted ingredients may introduce allergens not detected by the app. Always confirm allergen information directly with restaurant staff before ordering. Menu Grade is not a substitute for professional medical advice, and we accept no liability for allergic reactions or adverse health events arising from reliance on allergen information provided by the app.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TILTH APPS, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to or use of (or inability to access or use) the Services
• Any conduct or content of any third party on the Services
• Any content obtained from the Services
• Unauthorised access, use, or alteration of your transmissions or content

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE AMOUNT YOU HAVE PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS (USD $100), WHICHEVER IS GREATER.

11. Indemnification

You agree to defend, indemnify, and hold harmless Tilth Apps and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable solicitors' fees) arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your infringement of any intellectual property or other rights of any third party.

12. Apple App Store Terms

The following additional terms apply to applications downloaded through the Apple App Store:

• These Terms are between you and Tilth Apps only, not with Apple Inc. ("Apple"). Tilth Apps, not Apple, is solely responsible for the Services and their content.
• Apple has no obligation to provide maintenance or support services for the Services.
• In the event of any failure of the Services to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any). Apple has no other warranty obligation with respect to the Services.
• Apple is not responsible for addressing any claims by you or any third party relating to the Services, including product liability claims, claims that the Services fail to conform to any applicable legal or regulatory requirement, and claims arising under consumer protection or similar legislation.
• In the event of any third-party claim that the Services or your use of the Services infringes a third party's intellectual property rights, Tilth Apps, not Apple, is solely responsible for the investigation, defence, settlement, and discharge of such claim.
• Apple and its subsidiaries are third-party beneficiaries of these Terms. Upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.
• You represent and warrant that you are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a "terrorist supporting" country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.

13. Governing Law and Disputes

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Tilth Apps operates, without regard to its conflict of law provisions.

13.2 Dispute Resolution

Any dispute arising from or relating to these Terms or the Services shall first be attempted to be resolved through good-faith negotiation. If the dispute cannot be resolved through negotiation within thirty (30) days, either party may pursue resolution through binding arbitration or in the courts of competent jurisdiction.

14. Termination

We may terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms. Upon termination, your right to use the Services will cease immediately. Provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

15. Modifications to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect by posting the updated Terms on our website and, where appropriate, notifying you through the app or by email. What constitutes a material change will be determined at our sole discretion. Your continued use of the Services after any changes indicates your acceptance of the new Terms.

16. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

17. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorised representative of Tilth Apps.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Tilth Apps regarding your use of the Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.

19. Contact Us

If you have any questions about these Terms, please contact us at:

Tilth Apps
Email: support@tilthapps.com
Website: tilthapps.com